Insurance and benefits programs

Protecting the people who care for our communities

The Federation is committed to ensuring the community social services sector feels secure and protected. That is why we offer our member agencies access to a suite of insurance and benefits programs. These programs provide high-quality, comprehensive and reliable coverage at a reasonable cost, delivered by providers who understand the unique needs of your agency and employees.

When Federation members and sector partners choose to purchase benefit programs through our trusted providers — the Federation Association Benefit Plan (FABP) for Health, Dental, Disability and RRSP coverage, or HUB International for General Insurance — they are doing more than protecting their staff and operations. They are helping to sustain The Federation’s financial health and, in turn, strengthening our collective voice to advocate for BC’s social care sector. Your participation helps all of us.

Not a member of The Federation? No problem, you are still welcome to access our insurance products. Scroll down to learn more about our Benefit Affiliate Program or get in touch with us directly.

Extended health benefits and RRSP options through FABP

Since 1984, The Federation has partnered with Schmunk Gatt Smith & Associates to offer the Federation Association Benefit Plan, a plan built by the sector, for the sector. FABP is one of only three benefits plans approved for use under the BC Community Services Collective Agreement, and it is open to organizations of all sizes, unionized or not, even those with as few as three staff members.

FABP’s trusted, “A-rated” insurance providers offer a wide range of tailored supports, including:

  • Health and dental coverage

  • Disability insurance

  • Employee and family assistance programs

  • Group RRSP options

  • Custom plans for union or exempt staff

  • Preferred pricing on prescriptions

  • Expert disability claims management

We know that stability matters. FABP is designed to deliver consistent, predictable renewals that make budgeting easier and reduce unexpected cost increases. With Desjardins Insurance now providing long-term disability coverage, and partnerships with the Preferred Pharmacy Network, Pacific Blue Cross, and Acclaim Ability Management, participating organizations benefit from lower costs and stronger service.

Download the FABP Brochure (PDF)
Have questions? Contact the FABP team at fabp@schmunkgattsmith.com

General insurance through HUB International

We recognize that many Federation members already have insurance relationships in place. But we also understand the challenges, especially for smaller agencies, of finding high-quality, affordable coverage that meets your needs.

That is why we have partnered with HUB International, a leading insurance brokerage offering a comprehensive suite of services specifically tailored for BC’s community social services sector.

Visit HUB International’s website to learn more or connect directly with their Community Social Services Specialist.

Benefit Affiliate Program

Not yet a Federation member? You can still access our insurance products through the Benefit Affiliate Program. This option allows non-member agencies to purchase FABP or HUB coverage, ensuring more organizations across BC can support their staff and strengthen their operations.

To learn more, contact The Federation office at info@fcssbc.ca